Charles Edward Grainger Jr. is experts in Bankruptcy and debt.
Charles Edward Grainger Jr. is work Grainger Legal Services.
Our firm helps families “get out of the hole.” When someone says “I’m in the hole” it generally means they are unable to pay what they owe. People are in the hole when their debts plus their living expenses combined are higher than their income.
While people coming to see a lawyer about their finances often will need a bankruptcy, we take a broader view of their situation in order to make sure that is the appropriate solution because the goal is not to file bankruptcy – the goal is to “get out of the hole.”
Even though bankruptcy is a very powerful tool to provide debt relief, other methods of debt relief may be more fitting to their circumstances. Also, obtaining debt relief may not be enough to get our clients out of the hole. We coach our clients and suggest additional measures they may have to take in order to succeed. There are some problems we can’t solve but which we can use our experience to suggest solutions.
If a bankruptcy is necessary, then we want to make sure our clients have the best outcome we can get for them. We appreciate it when our clients have performed their own research and have reached some initial conclusions about what they should do. However, there is no substitute for the advice and counsel of an experienced attorney.