Eric I. Goldberg advises clients on a range of consumer financial services issues. Prior to joining Akerman, Eric was Managing Counsel for Regulations at the Consumer Financial Protection Bureau (CFPB) where he led the Agency’s payments regulatory work. At Akerman, Eric evaluates federal and state regulatory issues that arise for providers of deposit accounts and emerging payments services including prepaid cards and money transfers.
He also advises on credit products including credit cards and on fintech products such as those involving virtual currency, blockchain, and consumer data aggregation services. Eric evaluates UDAAP risk and counsels clients on issues arising under EFTA, TILA, TISA, EFAA, GLBA, BSA, MLA, and the Dodd-Frank and FTC Acts.
At the CFPB, Eric played a key role in the Bureau’s payments regulatory work. Specifically, he headed the Bureau’s policy work on deposit accounts, credit cards, virtual currency and blockchain and helped develop the Bureau’s 2017 consumer protection principles for consumer-authorized financial data sharing and aggregation.
As the senior attorney on Electronic Fund Transfer Act / Regulation E issues, Eric led several of the Bureau’s key payments rulemakings including the proposal that led to the Bureau’s 2016 extension of Regulations E and Z to most types of prepaid accounts including general purpose reloadable (GPR) cards and mobile wallets.
He also led teams on several amendments to the Bureau’s 2012 Regulation E rule regarding remittance transfers. Additionally, Eric led the Bureau’s implementation work that aided banks’ and money transfer companies’ efforts to comply with the remittance rule.
Eric also led the team that drafted the Bureau’s now-rescinded rule on arbitration agreements. Finally, he advised Bureau leadership on enforcement and supervisory matters in these and other areas and frequently represented the Bureau in meetings with industry and other U.S. and foreign regulators.
Prior to his time at the CFPB, Eric worked for several years at an international law firm where he defended large financial institutions in putative class actions arising under EFTA, TILA, RESPA, UDAAP and other Federal and state laws. He also represented clients in various other industries in complex litigation matters.
- J.D., Northwestern University School of Law, 2004, Northwestern Journal of International Law and Business, Managing Editor
- B.A., Haverford College, Growth and Structure of Cities, and History, 2001, with honors
Bar Admissions : District of Columbia
Court Admissions :
- U.S. Circuit Court of Appeals, Second Circuit
- U.S. District Court, District of Maryland
- U.S. District Court, District of Columbia
- U.S. District Court, Middle District of Pennsylvania
- U.S. District Court, Eastern District of Wisconsin
Professional Experience :
- Consumer Financial Protection Bureau (CFPB), Managing Counsel 2017-2018; Senior Counsel 2013-2017; Counsel 2012-2013
- Law Clerk to U.S. District Court Judge John Jones III, Middle District of Pennsylvania, 2004-2005
Rate : $$$$