F. Thomas Rafferty

Baker, Donelson, Bearman, Caldwell & Berkowitz PC

F. Thomas Rafferty is a shareholder in Baker Donelson’s Baltimore office. Mr. Rafferty represents secured and unsecured creditors, lender agents, indenture trustees, debtors, guarantors, receivers, equity owners and bankruptcy trustees in bankruptcy cases, restructurings, non-judicial workouts, receiverships and litigation in all courts.

Mr. Rafferty also represents clients in the purchase and sale of assets and businesses assets, usually in distressed situations. Mr. Rafferty’s experience includes handling the first involuntary bankruptcy in Maryland under the 1978 Bankruptcy Code.

He handles confessed judgment lawsuits, suits on guaranties, collections of judgments, loan workout agreements, Chapter 7, 11 and 13 bankruptcies for individuals and businesses, dischargeability, automatic stay, preference and fraudulent conveyance litigation, and bankruptcy sales and dischargeability litigation.


  • University of Maryland School of Law, J.D.
  • Harvard College, A.B.,1973, cum laude


  • Maryland
  • Court of Appeals of Maryland
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. Bankruptcy Court for the District of Maryland
  • U.S. District Court for the District of Maryland

Representative Matters:

  • Provided legal representation in the first involuntary bankruptcy case in Maryland under the 1978 Bankruptcy Code.
  • Represent replacement general partner in identifying, documenting, and settling $38 million tax deduction for theft loss from diversions by prior general partner of contingent guaranty liabilities (without suing the bankrupt prior general partner)
  • Represent national bank letter of credit issuer in Bankruptcy Court consensual TRO and preliminary injunction action staying payment
  • Document letter of credit support program for multi-lender vehicle renewal program for national trucking company
  • Successful defense of lender’s vice president in bankruptcy trustee investigation of gratuities allegedly improperly given by borrower
  • Structure and document Section 365(n) bankruptcy protections for licensors of electronic medical records software and firmware medical devices
  • Represent investor general partners in Chapter 11 case of startup of for-profit continuing care retirement community with adverse construction-permanent lender and cooperative limited partner investor group and subsequent guaranty settlements
  • Prosecution and favorable settlement of non-guarantor officer and director for misrepresentations to lender on financial statements and officer certificates of Chapter 11 debtor

Professional Memberships:

  • Member – American Bankruptcy Institute
  • Member – American Bar Association
  • Member – Maryland State Bar Association

Community Service:

  • Member at Large – Maryland State Soccer Referee Committee (2005 – present)
  • Maryland Attorney Grievance Commission, Inquiry Committee (1993 – 2003)


Rate : $$$

What types of cases Attorney F. Thomas Rafferty & Baker, Donelson, Bearman, Caldwell & Berkowitz PC can handle?
Baker, Donelson, Bearman, Caldwell & Berkowitz PC can handle cases related to laws concerning Financial Services, Trusts, Bankruptcy, Admiralty & Maritime. We manually verify each attorney’s practice areas before approving their profiles and reviews on our website.
Where is Baker, Donelson, Bearman, Caldwell & Berkowitz PC located?
Baker, Donelson, Bearman, Caldwell & Berkowitz PC is located at Legg Mason Building, 100 Light St, Baltimore, MD 21202, USA. You can reach out to Baker, Donelson, Bearman, Caldwell & Berkowitz PC using their phone line 410.862.1172. You can also check their website bakerdonelson.com.
How much would it cost to hire Baker, Donelson, Bearman, Caldwell & Berkowitz PC?
F. Thomas Rafferty lawyer charges are specific to each case. However, they work with contingency fees and its ranges from $$ to $$$. They also provide free consultation [and no obligation quotes] if you are interested to hire.
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Baker, Donelson, Bearman, Caldwell & Berkowitz PC
Legg Mason Building, 100 Light St, Baltimore, MD 21202, USA
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