Jonathan Ledsky

Husch Blackwell LLP

$ $$$

South Riverside Plaza 120
Chicago 60606 IL US

Jonathan N. Ledsky concentrates his broad practice in consumer financial services litigation and complex business litigation. His clients include banks, mortgage lenders, mortgage servicers, finance companies, auto finance and leasing companies, small loan lenders, credit card issuers, credit insurers and debt collection agencies.

His experience includes defending clients in private plaintiff lawsuits, particularly class actions, and in state attorney general lawsuits alleging violations under federal and state consumer lending and consumer protection statutes (such as TILA, FDCPA, TCPA, FCRA, ECOA, FHA and RESPA).

In addition, Jonathan advises clients on regulatory investigations and administrative enforcement actions. His experience includes smaller disputes as well, involving creative, cost-effective defense strategies.

As an adjunct to litigation, Jonathan counsels financial services clients on compliance issues involving, at times, overlapping federal, state and local statutes, regulations and ordinances promulgated by various departments and agencies.

Jonathan also defends other business clients in lawsuits, including class actions, involving employment discrimination, product liability and contracts involving the sale of goods and services to consumers.

Education :

  • J.D., Vanderbilt University Law School
  • B.A., Franklin Marshall College

Admissions : Illinois

Professional Associations and Memberships :

  • American Bar Association, Business Law Section’s Consumer Financial Services Committee, Vice-Chair of Litigation Subcommittee
  • Governing Committee of Conference on Consumer Finance Law, Secretary

Experience :

  • Defended a small loan lender in one of the first lawsuits filed by a state attorney general under the federal Dodd-Frank Act.
  • Obtained summary judgment on behalf of a national bank on a question of first impression under the Telephone Consumer Protection Act (TCPA). The case involved the intersection of manually dialed telephone calls and integrated communications and computer systems under the expansive definition of an auto dialer.
  • Successfully argued a Seventh Circuit appeal in which the court first applied the good faith exception under the Illinois Interest Act to lenders’ reliance on the (possibly erroneous) guidance of the Illinois Department of Financial Institutions.
  • Defeated numerous class motions in a variety of lawsuits alleging violations of state and federal consumer protection statutes challenging disclosures, forms and practices of financial institutions.
  • Represented an insurance company in defeating class certification in an action challenging notices sent to insureds.
  • Defended financial institutions in adversary complaints, with class allegations, in bankruptcy courts alleging violations of the Bankruptcy Code involving reaffirmation agreements and the alleged improper preparation of proofs of claims.

Community Leadership :

  • Emanuel Congregation, Board Member
  • Ken Dayley League, Commissioner


Rate : $$$$

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South Riverside Plaza 120
Chicago 60606 IL US
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Lina Stillman

Broadway 42
New York 10006 NY US