A nationally recognized insurance coverage litigator, Lorelie S. Masters handles all aspects of complex, commercial litigation and arbitration. Lorie has advised clients on a wide range of liability coverages, including insurance for environmental, employment, directors and officers, fiduciary, property damage, cyber, and other liabilities.
She also handles various types of first-party property insurance claims, including claims under boiler and machinery, business-interruption, contingent business-interruption, extra expense, disability and other related coverages.
Lorie has handled and tried cases in state and federal trial and appellate courts across the country and in arbitrations in the United States and abroad. At issue in these cases typically have been millions of dollars of insurance coverage for products and environmental liability, silicone gel breast implant claims, and other types of liability.
Most recently, she has obtained multi-million dollar settlements under D&O, Side-A Only D&O and E&O policies. She served as lead trial counsel for policyholder in an action enforcing CGL insurance coverage for the then-largest property damage class action settlement ever.
The National Law Journal called that jury’s verdict one of the “most significant jury verdicts” of the year. She has also handled many other matters in litigation, arbitration, and settlement negotiations, recovering, collectively, billions of dollars for her clients. She has handled high-stakes insurance issues for individuals, enforcing disability, health and property insurance.
Lorie is co-author of Insurance Coverage Litigation, an in-depth legal treatise first published by Aspen Law & Business in 1997 and updated annually. She co-authored a second book, entitled Liability Insurance in International Arbitration: The Bermuda Form, which won the 2012 Book Prize from the British Insurance Law Association for “outstanding contributions to the literature on insurance,” and is recognized as the seminal work on the issue of Bermuda Form arbitration.
She was invited in 2010 to serve as an Adviser to the American Law Institute’s (“ALI”) RESTATEMENT OF THE LAW, LIABILITY INSURANCE, and served in that capacity until the ALI’s final approval of the RESTATEMENT in May 2018.
A partner in the insurance coverage practice, Lorie’s clients say she “is very good at explaining complicated issues, and then distilling them for commercial use,” according to Chambers USA 2016, which ranks her in the upper echelons of her practice nationwide.
Lorie writes and speaks extensively on insurance coverage, technology, and litigation. In addition to her legal practice, she is active in diversity and inclusion matters and has represented many individuals and groups pro bono, including policyholders denied health care coverage and victims of human trafficking.
In 2007, she obtained one of the first money judgments in the country under the Trafficking Victims Protection Act, after a trial in the federal court in the District of Columbia.
Lorie currently serves on the Board of Governors of the American Bar Association (ABA) and, from 2016-2018, as Treasurer of the DC Bar Foundation, the largest funder of legal services in the DC area. She is very proud of her service in 2007-2008 as President of the Women’s Bar Association of the District of Columbia (“WBA”) and her role in helping to organize the WBA’s centennial celebrations in 2016-2017.
She helped to found the American College of Coverage Counsel and served as its second President in 2013-2014. She served as national Policyholder Chair of the Insurance Coverage Litigation Committee of the ABA Section of Litigation, 2000-2003. From 2006-2009, she served on the District of Columbia Court of Appeals.
Lorie is admitted to practice in the US Supreme Court, US Court of Appeals for the District of Columbia Circuit, US Court of Appeals for the Fourth Circuit, US District Court for the District of Columbia, US District Court for the District of Maryland, US District Court for the Eastern District of Michigan, US District Court for the Southern District of New York, the US District Court for the Northern District of Ohio, the US District Court for the Southern District of Ohio, and the US District Court for the Eastern District of Texas. She ran for attorney general in the District of Columbia’s first-ever election for that position in 2014.
- Represents large and small companies, trade associations and individuals seeking to enforce their insurance coverage. Lead trial counsel for a major chemical company in a coverage case resulting in a jury verdict named by The National Law Journal as one of the most significant of 1997.
- Served as lead counsel in numerous matters obtaining millions of dollars in recoveries in environmental coverage cases and has succeeded in helping clients find millions of dollars in “lost insurance” policy assets.
- Served as lead counsel in a case awarding full policy limits, plus attorney fees and interest, to the policyholder under a contract requiring arbitration in London, obtaining what at that time (2003) was the largest award ever in a Bermuda Form arbitration.
- Served as lead trial counsel in court litigations and arbitrations both in the US and internationally enforcing insurance coverage for asbestos bodily injury and property liability; CERCLA; groundwater and other alleged environmental contamination; silicone gel breast implant claims; polybutylene plumbing and other products liability claims; employment liability; and property and business-interruption losses.
- Advises directors, officers, executives and companies on Directors and Officers and Fiduciary Liability insurance programs, claims and governance issues, including issues related to Side A-Only and DIC policies.
- Enforces coverage for high-value personal lines insurance claims, including disability, property, umbrella and health insurance claims.
- JD, University of Notre Dame Law School, Editor-in-Chief, Journal of Legislation, Thomas J. and Alberta White Scholar, 1981
- AB, Georgetown University, cum laude, 1977
- District of Columbia
- New York
- Board of Governors (Woman-at-Large Member), American Bar Association, 2016–present
- Adviser, RESTATEMENT OF THE LAW, LIABILITY INSURANCE, American Law Institute, approved May 2018
- Member, Insurance Law360 Editorial Advisory Board, 2018
- Member, Board of Directors, District of Columbia Bar Foundation, 2013–2018; Treasurer, 2016–2018
- Member, ABA President Hilarie Bass’ Presidential Committee on Achieving Long-Term Careers for Women in Law, 2017-2018
- Member, Board of Directors, Human Trafficking Pro Bono Legal Center, 2012-2013, 2014–present; Treasurer, 2016–present
- Chief Publications and Content Officer, ABA Section of Litigation, 2013-2015; Council, 2010-2013; Leadership, 2000-2018
- Member, ABA Gender Equity Task Force, 2012-2015
- Commissioner, and Co-chair, Women of Color Research Initiative, ABA Commission on Women in the Profession, 2009-2012
- Member, Board of Directors, National Capital Area Veterans Service Foundation, 2015-present
- Member, Board of Directors, Legal Aid Society of the District of Columbia, 2013-2014
- Past President, Women’s Bar Association of the District of Columbia, 2007–2008; Co-chair, Centennial Committee, 2014–2017; Leader, WBA Diversity Summit, 2008; Co-author, Summit Report, Creating Pathways to Success for All
- Member, Women’s Bar Association Foundation of Washington, DC, 2008-2014; Secretary, 2012-2014
- Member, Board of Directors, Women’s Campaign Fund, 2008–present
- Member, Board of Directors, DC Appleseed, 2010–2014, 2015–present; Executive Committee, 2016-present
- Member, Board of Directors, DC Vote, 2004-2010
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