Michael Miller

Cozen O'Connor PC

For the last 20 years, Michael J. Miller has concentrated his practice on major insurance secondary market and software litigation cases. He has also represented insurers in property, casualty, and commercial and environmental insurance coverage cases, life and disability insurance coverage cases, alleged agent and broker fraud and Ponzi scheme cases, RICO cases, and countless cases involving annuities.

Michael has litigated a broad range of commercial issues, including real estate disputes, equipment leasing, lending agreements, shareholder disputes, and construction cases. With an insurance litigation practice that is national in scope, he has a record of successfully litigating the full spectrum of cases involving the sale of life insurance policies and annuities in the secondary market — often representing clients in connection with attempts by “factoring companies” to effectuate purchases of structured settlement payment streams.

Michael also has an impressive track record representing software firms involved in software defect, implementation, and licensing disputes. These cases are litigated and tried in courts all across the country and in international arbitration centers.

Michael has been especially active handling cases arising out of the improper sale of life insurance policies (and interests therein) on the secondary market, sometimes referred to as stranger-originated life insurance (STOLI).

Michael provides representation in connection with attempts by “factoring companies” to effectuate purchases of structured settlement payment streams. Michael has a record of successfully litigating the full spectrum of case variations that arise out of STOLI and structured settlements.

He has assisted with drafting model legislation and has counseled insurers on developing protocols for responding to the issues raised by factoring transactions and the claims that often result from these transactions. He has developed a national reputation for successfully litigating these cases.

In addition to his experience in a wide range of commercial litigation issues, Michael has also taken the lead in complex insurance transactional matters, including complex environmental risk transfer issues, owner- and contractor-controlled insurance programs, and captive issues.

Michael negotiates contracts for transfers of complex environmentally contaminated real estate, and then works with brokers and underwriters to draft insurance policies designed to address these risks. He was involved in “Early Transfer” transactions at the Mare Island Navy Base (California) and the Fort Ord Army Base (California).

Michael has been recognized for several years as a local “Litigation Star” by Benchmark Litigation. Insurance industry associations often invite Michael to speak at their conferences, and Michael is a regular presenter at the National Structured Settlements Trade Association (NSSTA) meetings.

Michael earned his undergraduate degree, magna cum laude, from the University of South Florida. Michael earned his law degree, cum laude, from Temple University Beasley School of Law where he was on Law Review.


  • U.S. Bank Nat’l Ass’n v. Sun Life Assurance Co. of Canada, 2016 WL 8116141 (E.D.N.Y. Aug. 30, 2016), report and recommendation adopted, 2017 WL 347449 (E.D.N.Y. Jan. 24, 2017).
  • Moore, et al. v. EPS Settlements Group, et al., No. 14-CV-80521-COHN/SELTZER, 2015 WL 4775974 (S.D. Fla. Dec. 17, 2014).
  • RegScan v. Brewer, et al., 04-6043, 2007 U.S. Dist. LEXIS 20087 (E.D. of Pa., March 16, 2007); and
  • Singer Asset Finance Company, L.L.C. v. Johnny L. Bachus and State Farm Life Insurance Company, et al., 741 N.Y.S.2d 618 (4th Dept. 2002);
  • After obtaining partial summary judgment on behalf of a software provider, led trial team to complete defense victory in a jury trial on the remaining claims.
  • Obtained a substantial award for a client that had contracted with a software development firm to produce computer sports games. Commenced and prosecuted a successful arbitration proceeding when the software development firm failed to produce a working product.
  • For a global software provider, led a team of lawyers in the successful defense of an international arbitration after a delayed and troubled implementation of a massive ERP solution.


  • Temple University School of Law, J.D., cum laude, 1991
  • University of South Florida, B.S., magna cum laude, 1988

BAR ADMISSIONS : New Jersey; Pennsylvania


  • U.S. Court of Appeals for the Third Circuit
  • U.S. District Court — Eastern District of Pennsylvania


Rate : $$$

What types of cases Attorney Michael Miller & Cozen O'Connor PC can handle?
Cozen O'Connor PC can handle cases related to laws concerning Real Estate, Litigation, Insurance, Construction, Energy Utilities & Environmental. We manually verify each attorney’s practice areas before approving their profiles and reviews on our website.
Where is Cozen O'Connor PC located?
Cozen O'Connor PC is located at One Liberty Place, 1650 Market Street, Suite 2800, Philadelphia, PA 19103, United States. You can reach out to Cozen O'Connor PC using their phone line (215) 665-4114. You can also check their website cozen.com or email them at [email protected].
How much would it cost to hire Cozen O'Connor PC?
Michael Miller lawyer charges are specific to each case. However, they work with contingency fees and its ranges from $$ to $$$. They also provide free consultation [and no obligation quotes] if you are interested to hire.
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Cozen O'Connor PC
One Liberty Place, 1650 Market Street, Suite 2800, Philadelphia, PA 19103, United States
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