Ryan Holz

Locke Lord LLP

Ryan M. Holz is a Partner in the Firm’s Business Litigation and Consumer Finance practice groups. Ryan regularly represents financial institutions in individual and class action lawsuits arising under a myriad of state and federal consumer protection statutes including the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), the Telephone Consumer Protection Act (TCPA), the Home Affordable Modification Program (HAMP) and the Equal Credit Opportunity Act (ECOA).

More broadly, Ryan is a commercial litigator. He has tried cases for both plaintiffs and defendants in state and federal courts and handled dozens of appeals in the Illinois and Wisconsin appellate courts and the Seventh Circuit Court of Appeals.

Ryan focuses his practice on defending consumer lenders, loan servicers, trustees of securitized trusts, and other financial institutions in individual and class action litigation in both state and federal court arising under the FDCPA, FCRA, TILA, TCPA, HAMP, and ECOA, as well as against claims of fraud, breach of contract and breach of fiduciary duty.

Ryan has a deep understanding of the statutes and supporting regulations, frequently writes and speaks on developing issues, and can assist clients in navigating the pitfalls of consumer litigation.

Ryan frequently represents financial institutions dealing with distressed commercial loans. He assists clients in negotiating and drafting forbearance agreements, restructuring loans, and liquidating collateral, including sales pursuant to the Uniform Commercial Code.

When necessary, Ryan represents banks and other institutions in commercial and industrial foreclosures, replevin actions, and injunction proceedings to recover outstanding collateral. Ryan understands the distinct issues and pressures faced by commercial lenders and crafts individualized solutions for the issues that arise.

Ryan has an extensive appellate practice, representing both appellees and appellants in dozens of appeals in the Illinois and Wisconsin Appellate Courts and the Seventh Circuit Court of Appeals. Ryan handles appeals from start to finish, analyzing the record, drafting the briefs and arguing the case.

Ryan has handled several significant appellate matters that resulted in published opinions with far-reaching implications for Illinois mortgage foreclosure law. As a result of the foreclosure crisis, financial institutions added large numbers of commercial and residential properties to their REO portfolio. That in turn created new and unforeseen legal issues for those financial institutions.

Ryan counsels and assists REO departments in handling post-foreclosure real estate sales, resolving outstanding title issues, litigating municipal ordinance violations and homeowner association lawsuits, and generally navigating the REO process. Ryan brings a flexible approach to these cases, working with the parties to craft efficient, creative solutions.

Ryan’s practice includes the representation of foreign and domestic insurers in complex civil litigation in state and federal court. Particularly, Ryan has been involved in a number of cases arising from aviation incidents, including litigation arising from the September 11, 2001 terror attacks, and is familiar with the unique issues involved in defending such matters.

Education :

  • J.D., cum laude, Northwestern University School of Law, 2007
  • B.A., University of Wisconsin-Madison, 2003

Admissions : Illinois, 2007

Admitted To Practice :

  • U.S. Court of Appeals for the Seventh Circuit
  • U.S. District Court for the Northern District of Illinois
  • U.S. District Court for the Southern District of Indiana
  • U.S. District Court for the Eastern District of Wisconsin


Rate : $$$

What types of cases Attorney Ryan Holz & Locke Lord LLP can handle?
Locke Lord LLP can handle cases related to laws concerning Litigation, Insurance, Business. We manually verify each attorney’s practice areas before approving their profiles and reviews on our website.
Where is Locke Lord LLP located?
Locke Lord LLP is located at 111 South Wacker, 111 S Wacker Dr #4100, Chicago, IL 60606, USA. You can reach out to Locke Lord LLP using their phone line 312-443-0656. You can also check their website lockelord.com or email them at [email protected].
How much would it cost to hire Locke Lord LLP?
Ryan Holz lawyer charges are specific to each case. However, they work with contingency fees and its ranges from $$ to $$$. They also provide free consultation [and no obligation quotes] if you are interested to hire.
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Locke Lord LLP
111 South Wacker, 111 S Wacker Dr #4100, Chicago, IL 60606, USA
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