Thomas E. Scanlon

Thomas E. Scanlon focuses on advising financial institutions, technology companies, merchants, and investors on matters relating to financial products or services. Drawing from extensive experience—in both private practice and public service—Tom works with clients on bank regulatory matters and across a range of issues relating to payments systems.

Tom has significant  experience advising on transactions, counseling clients on adapting financial products or services in light of the regulatory landscape, and helping financial institutions to prepare for examinations—as well as guard against enforcement actions—by the federal bank regulatory agencies, including the Consumer Financial Protection Bureau.

His experience is strong on regulatory issues, including those arising under the Bank Holding Company Act, the Federal Deposit Insurance Act, the Electronic Fund Transfer Act and the Bureau’s Regulation E, the privacy rule (Regulation P) and data security program requirements under the Gramm-Leach-Bliley Act, and the Fair Credit Reporting Act. While serving in the Department of the Treasury, Tom worked as the principal Treasury attorney who drafted Title X of the Dodd-Frank Act.

Additional Qualifications:

• Senior Counsel, Office of the General Counsel (Banking & Finance), Department of the Treasury, Washington, D.C., 2009-2015
• Counsel, Board of Governors of the Federal Reserve System, Washington, D.C., 1999-2004
• Of Counsel, Morrison & Foerster LLP, Washington, D.C., 2004-2009
• Law Clerk, Hon. W. Louis Sands, U.S. District Court, Middle District of Georgia, 1997-1999

Education:

• J.D., University of California, Berkeley, School of Law, 1996
• M.A., Political Science, University of California, San Diego, 1991
• B.A., Political Science, University of California, San Diego, 1989, magna cum laude