Walter Andrews

Walter J. Andrews’s practice focuses on complex insurance litigation, counseling and reinsurance arbitrations and expert witness testimony. As the head of the firm’s insurance coverage practice, Walter offers clients more than 25 years of experience managing insurance-related issues, including program audits, policy manuscripting, counseling, litigation and arbitration.

He works with companies in a diverse range of industries, including financial services, consumer products, food and beverages, chemicals, real estate and municipalities.

Walter is admitted to practice before courts and arbitral bodies across the United States and abroad, including the United States Supreme Court, US Courts of Appeal for the Second, Third, Fourth, Sixth, Seventh, Eighth and Eleventh Circuits, and US District Courts for the Eastern and Western Districts of Virginia, Eastern District of Washington, Western District of Washington, District of North Dakota, Southern and Middle Districts of Florida, Southern District of New York, and Eastern District of North Carolina.

He litigates insurance coverage and bad faith disputes around the nation, involving business interruption, product liability, construction defect, reinsurance matters, cyberinsurance and e-commerce issues, and other emerging claims. These matters involve a variety of insurance contracts, including professional liability, first party property, general liability insurance policies, cyberinsurance, and various reinsurance agreements.

Experience:

• Obtained summary judgment for our client in the World Trade Center Properties coverage litigation, regarding the number of occurrences arising from the 9/11 terrorist attack.
• Secured a favorable award in arbitration related to a dispute regarding obligations to manage a book of umbrella and high excess liability risks. The arbitration panel granted all relief requested by our client, a result that was confirmed by the Supreme Court of New York.
• Litigated D&O issues involving claims against public union board of directors.
• Represented clients in numerous criminal investigations regarding D&O coverage.
• Represented non-profit boards of directors on fiduciary claims under D&O policies.
• Advised clients on potential D&O and cyber insurance coverage for data breach claims.
• Obtained summary judgment for client on Civil Authority claim arising out of a North Carolina hospital’s business interruption claims related to Hurricane Floyd.
• Led coverage strategy for a mobile home manufacturer facing hundreds of claims arising out of FEMA’s use of our client’s recreational vehicles as “temporary” living accommodations following Hurricanes Katrina and Rita, resulting in alleged exposure to formaldehyde.
• Successfully represented a client in district court and appellate court proceedings to determine the number of occurrences that resulted from claims brought due to several shootings at a graduation party in Miami, Florida.
• Counsel for a national real estate development company on coverage under a Builder’s Risk policy for property damage, delay damages, and business income loss resulting from a significant gas explosion affecting construction of a high-rise hotel and office tower. Also advised the client on coverage for potential third party claims under its commercial general liability policies and additional insured coverages.
• Obtained summary judgment in the Eastern District of Virginia on the question of the reach of territorial coverage for international terrorism claims, in a decision affirmed by the Fourth Circuit.
• Selected reported cases include:
  • Hillsborough County v. Star Ins. Co., —F.3d—, 2017 WL 460999, (11th Cir. 2017)
    State Nat. Ins. Co. v. Robert, 139 So. 3d 949 (Fla. Dist. Ct. App. 2014), rev. denied, No. SC14-1662, 2015 WL 1844052 (Fla. Apr. 22, 2015)
  • Gen. Sec. Nat’l Ins. Co. v. N.J. Intergov’tl Ins. Fund et al., No. A-5591-08T1, 2011 N.J. Super. Unpub. LEXIS 2288 (N.J. Super. Ct. App. Div. Aug. 25, 2011)
  • Cato Inst., Inc. v. Cont’l Cas. Co., et al., No. 8:11-cv-01418-JFM, 2011 WL 3626784 (D. Md. Aug. 16, 2011)
  • State Nat’l Ins. Co. v. Miami, No. 09-23273, 2010 U.S. Dist. LEXIS 105621 (S.D. Fla. Sept. 21, 2010)
  • U.S. Specialty Ins. Co., et al. v. North River Ins. Co., et al., Civ. No. CAM-L-4901-08 (N.J. Super. Ct., Law Div. March 1, 2010)
  • State Nat’l Ins. Co. v. Lamberti, No. 08-CV-60760, 2009 U.S. Dist. LEXIS 22707 (S.D. Fla. March 20, 2009); affirmed, 362 Fed. Appx. 76 (11th Cir. 2010)
  • CACI Int’l, Inc. v. St. Paul Fire and Marine Ins. Co., 566 F.3d 150 (4th Cir. 2009)
    Parts, Inc. v. Utica Mut. Ins. Co., 602 F. Supp. 2d 617 (Md. Feb. 27, 2009)
  • Government Employees Ins. Co. v. Rivas, 573 F. Supp. 2d 12 (D.C. Aug. 26, 2008)

EDUCATION:

• JD, University of Chicago Law School, 1982
• BA, Swarthmore College, 1979

BAR ADMISSIONS:

• District of Columbia
• Florida
• Virginia

Memberships:

• Vice Chairman, Greater Miami Chamber of Commerce, Senior Executive Orientation Committee (2016–2017)
• Fellow, American College of Coverage and Extracontractual Counsel; Co-Chair, Communications Committee
• Member, American Bar Association, Section of Litigation, Insurance Coverage Litigation Committee (Former Chair, 2001-2004)
• Former Chair, 2008-2010, Federation of Defense and Corporate Counsel (FDCC) Insurance Section
• Former Member, International Association of Defense Counsel (IADC)
• Life Fellow, American Bar Foundation