Thomas Dowell, an Associate at Buckley Sandler LLP, focuses much of his practice on representing bank and nonbank financial institutions in government examinations, investigations, and enforcement actions.
Mr. Dowell’s representations have included:
Assisting numerous banks and nonbanks in responding to examination requests, civil investigative demands, and subpoenas from federal regulators relating to a wide range of subject matter areas, including mortgage lending, mortgage servicing, ancillary credit products, and student lending
Providing regulatory advice to mortgage servicers on a variety of regulatory developments, including the 2013 Real Estate Settlement Procedures Act (RESPA/Regulation X) and Truth in Lending Act (TILA/Regulation Z) Mortgage Servicing Final Rules, the National Mortgage Settlement, and the April 2011 Mortgage Servicing Consent Orders issued by the Federal Reserve Board (FRB) and Office of the Comptroller of the Currency (OCC)
Handling multiple phases of e-discovery for financial institutions, including interviewing document custodians, supervising onsite document collection, training and managing document review teams, and producing documents to government regulators and third-parties
Conducting regulatory surveys for financial institutions relating to an array of issues, including licensing requirements and fee restrictions applicable to mortgage brokers, originators, and servicers
Mr. Dowell received his J.D. from the University of Virginia, where he was the Executive Editor of the Virginia Sports and Entertainment Law Journal, and his B.A. from Tulane University in 2005 (magna cum laude).